| 65:27 If a Jew lends to a non-Jew against some security, with such and such interest each month, and afterwards the Jew goes to his friend that he should loan him money against this security, and that he should take the interest (being paid by the non-Jew), from the day (of the loan) until the due date, this is allowed. However, if the first Jew has already combined the principal and the interest (into one sum) (payable) after the whole time of the loan then it's all considered as principal (from) a Jew, and it's forbidden to borrow against this security from his Jewish friend with interest, because it's as if he gave the interest from his (own) pocket. | יִשְׂרָאֵל שֶׁהִלְוָה לְעוֹבֵד כּוֹכָבִים עַל מַשְׁכּוֹן בְּרִבִּית כָּךְ וְכָךְ לְחֹדֶשׁ, וְאַחַר כָּךְ בָּא הַיִּשְׂרָאֵל לַחֲבֵרוֹ שֶׁהוּא יַלְוֶה לוֹ אֶת הַמָּעוֹת עַל מַשְׁכּוֹן זֶה, וְשֶׁהוּא יִטּוֹל אֶת הָרִבִּית שֶׁתַּעֲלֶה מֵהַיּוֹם עַד הַפֵּרָעוֹן, מֻתָּר. אֲבָל אִם הַיִּשְׂרָאֵל הָרִאשׁוֹן כְּבָר זָקַף אֶת הַקֶּרֶן עִם הָרִבִּית לְכָל זְמַן הַהַלְוָאָה הֲרֵי הַכֹּל הִיא כְּקֶרֶן שֶׁל יִשְׂרָאֵל, וְאָסוּר לִלְוֹת עַל מַשְׁכּוֹן זֶה מִיִּשְׂרָאֵל חֲבֵרוֹ בְּרִבִּית, דַּהֲוֵי כְּאִלּוּ נָתַן אֶת הָרִבִּית מִכִּיסוֹ |
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65:28 (If) money of a Jew is deposited with a non-Jew, who loans it to a
Jew with interest, (provided) it is the responsibility of the non-Jew,
that if the debt (money of the Jew) is lost, he (the non-Jew) promises
to repay from his own money, (then) this is permitted. But if it is not
under the responsibility of the non-Jew, (such a loan) is forbidden.
Therefore, in a place where there are finance companies (savings banks)
and the similar, with Jews owning part (having shares) in them, and Jews
borrow there with interest, even if the managers are non-Jews, in any
event, it seems to me, that this is totally prohibited. Therefore it is
forbidden to put into them money, (in case they lend to a Jew who is not
careful)1 and it is also forbidden to borrow from them, in case a Jew
has invested in them, who is not careful.2
1) About the prohibition on borrowing with interest from Jews. 2) About the prohibition of lending his money with interest to Jews. |
מְעוֹתָיו שֶׁל יִשְׂרָאֵל מֻפְקָדוֹת בְּיַד עוֹבֵד כּוֹכָבִים, וְהִלְוָה אוֹתָם לְיִשְׂרָאֵל בְּרִבִּית, אִם הָיוּ בְּאַחְרָיוּת הָעוֹבֵד כּוֹכָבִים שֶׁאִם יֹאבַד הַחוֹב יִתְחַיֵּב הוּא לְשַׁלֵּם בִּמְעוֹתָיו, מֻתָּר. וְאִם אֵינוֹ בְּאַחְרָיוּת הָעוֹבֵד כּוֹכָבִים, אָסוּר - קסט. וְלָכֵן בְּמָקוֹם שֶׁיֵּשׁ קְבוּצוֹת מָעוֹת, - קֻפּוֹת חִסָּכוֹן - שפארקאסע וְכַדּוֹמֶה, שֶׁיֵּשׁ לַיִּשְׂרְאֵלִים חֲלָקִים - מְנָיוֹת - אקְציען שָׁמָּה וְיִשְׂרְאֵלִים לֹוִים מִשָּׁם בְּרִבִּית, אַף -עַל -פִּי שֶׁהַמְמֻנִּים הֵמָּה עוֹבְדֵי כּוֹכָבִים, מִכָּל מָקוֹם נִרְאֶה לִי דְּאִסּוּר גָּמוּר הוּא. וְלָכֵן אָסור לִתֵּן לְשָׁם מָעוֹת, כִּי שֶׁמָּא יִלְוֶה יִשְׂרָאֵל שֶׁאֵינוֹ הָגוּן. וְכֵן אָסוּר לִלְווֹת מִשָּׁם, כִּי שֶׁמָּא נָתַן לְֹשָם יִשְׂרָאֵל שֶׁאֵינוֹ הָגוּן |
| 65:29 Partners who need to borrow money with interest from a non-Jew, should ask a (Rabbinic) sage as to how to do this. | שֻׁתָּפִין שֶׁצְּרִיכִין לִלְווֹת מָעוֹת בְּרִבִּית מֵעוֹבֵד כּוֹכָבִים, יַעֲשׂוּ שְׁאֵלַת חָכָם אֵיךְ לַעֲשׂוֹת)עַיֵן "טוּרֵי זָהָב" סִימָן ק"ע סָעִיף קָטִן ג'. "חוּוֹת דַּעַת" ֹשָם סָעִיף קָטֹן א'. וּבְֹשֻלְחָן עָרוּך "הַתַּנְיָא" הִלְכוֹת רִבִּת סָעִיף ס"ד |
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